National Workers' Compensation Placement & Wholesale Solutions.

Helping independent agents and brokers navigate complex, multi-state, and hard-to-place workers' compensation risks with market-leading underwriting speed.

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Justin K. Dorman

National Workers' Comp Product Leader

BURNS & WILCOX

As the National Workers' Compensation Product Manager at Burns & Wilcox, backed by 20 years of dedicated industry underwriting experience, I partner with retail insurance agents to navigate the complexities of the workers' compensation marketplace. When standard carrier packages fall apart or carriers are exhausted due to high-hazard class codes, adverse loss history, or multi-state exposure tails, I provide the specialized access and underwriting speed required to salvage the account and protect your revenue.

My approach combines deep carrier relationships, nationwide marketplace access, and an aggressive focus on submission efficiency. By treating workers' comp not as an afterthought, but as a dedicated specialty line, I help retail producers turn unplaceable, high-friction risks into profitable, long-term relationships.

20
Years Leadership
46
States Covered (Excl. Monopolistic)

Core Placement Expertise

Strategic wholesale access to premier national carriers for specialized commercial lines.

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Monoline & Hard-to-Place Risks

Standard markets frequently reject workers' comp when it isn't packaged with property or liability lines. I specialize in structuring competitive standalone (monoline) workers' comp solutions for high-exposure risks, lapse-in-coverage accounts, new ventures, and operations with zero prior coverage history.

  • check_circle Distressed Risks
  • check_circle New Ventures
  • check_circle High-Hazard Classes
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High-Mod & Distressed Accounts

A high experience modification factor shouldn't automatically result in a non-renewal. I look past the raw numbers to evaluate the risk characteristics, helping retail brokers place high debit mods and distressed accounts with carriers that understand risk mitigation and proactive claims management.

  • check_circle High Debit Mods
  • check_circle Lapse in Coverage
  • check_circle Adverse Loss History
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Target High-Hazard Sectors

I provide nationwide coverage capabilities across labor-intensive and traditionally restricted industries:

  • check_circle Construction & Contracting: Roofers, framers, heavy civil engineering, and artisans.
  • check_circle Transportation & Logistics: Long-haul trucking, last-mile delivery, and fleet operations.
  • check_circle Healthcare & Hospitality: Multi-location medical staffing, nursing homes, and hospitality groups.
  • check_circle Specialty Exposures: Multi-state footprints, USL&H / Maritime risks, and High Deductible Plans.
  • check_circle Staffing
  • check_circle Security

Contact Justin

Have a question or need to discuss a complex risk? Send me a message and I'll get back to you shortly.

Notice: This form is for informational and inquiry purposes only. Submission does not constitute an offer, a quote, or a binder of insurance. Coverage cannot be bound, modified, or extended until confirmed in writing by an authorized underwriter. All wholesale brokerage and underwriting services are executed strictly through official corporate channels at Burns & Wilcox. Do not submit claim files, claimant medical information, Social Security numbers, or any HIPAA-protected health information through this form — use Burns & Wilcox secure portals for that purpose.

HIGH MODS │ USL&H │ MULTI-STATE │ CONSTRUCTION │ CONTRACTORS │ HOSPITALITY │ TRUCKING │ HEALTHCARE │ MANUFACTURING │ STAFFING │ SECURITY │ HIGH MODS │ USL&H │ MULTI-STATE │ CONSTRUCTION │ CONTRACTORS │ HOSPITALITY │ TRUCKING │ HEALTHCARE │ MANUFACTURING │ STAFFING │ SECURITY