National Workers' Compensation Appetite Guide
Providing retail brokers with competitive, standalone market placement for complex, distressed, and high-hazard commercial risks across 46 states.
Core Underwriting Parameters
Broad Class Access
Open market access to dozens of A-rated carriers spanning over 600+ NCCI industry class codes.
Financial Flexibilities
Multiple direct bill payment options available, including Monthly Payroll Reporting and 'Pay-As-You-Go' billing to maximize client cash flow.
Risk Characteristics
Dedicated placement for high debit mods, lapse in coverage, and new ventures with industry experience.
Submission Requirements
Frictionless processing requiring ACORD 130, 3-5 years valued loss runs, and Ex-Mod worksheet.
Target Core Industries & Verticals
We specialize in hard-to-place risks across mission-critical economic sectors with specialized underwriting teams for each vertical.
Transportation &
Logistics
local_shipping
- check_circleGeneral freight trucking
- check_circleLong-haul fleet operations
- check_circleLast-mile parcel delivery
- check_circleTowing & roadside recovery
Construction &
Artisan Trades
construction
- check_circleStreet & road contractors
- check_circleCommercial roofing & framing
- check_circleTree trimming & landscape
- check_circleHeight or depth exposures
- check_circleHVAC, Electricians, and Plumbing
Healthcare &
Human Services
medical_services
- check_circleSkilled nursing facilities
- check_circleHome health care providers
- check_circleAssisted living & hospice
- check_circleHospitals & urgent care
- check_circleSpecialized staffing agencies
Specialty &
High-Hazard Risks
factory
- check_circleAuto dismantlers & scrap
- check_circleRecycling & waste management
- check_circleTemporary staffing firms
- check_circleMulti-state footprints
- check_circleUSL&H / Maritime risks
- check_circleSecurity firms
- check_circleCannabis
Hospitality &
Professional Services
hotel
- check_circleRestaurants & Food Service: Full-service, Fast Food, and Fine Dining.
- check_circleHotels & Hospitality: Flagged franchises, Boutique Hotels, and management.
- check_circleJanitorial & Building Services: Commercial office cleaning and floor maintenance.
- check_circleProfessional Services: Educational institutions, retail boutiques, and wholesale operations.
Contact Justin
Have a question or need to discuss a complex risk? Send me a message and I'll get back to you shortly.